
Regulation22 July 2026·7 min read
The Mortgage Market for STL Operators in H2 2026: Fewer Products, Tighter LTVs, Bigger Questions at Application
The specialist mortgage market for short-term let operators has narrowed through 2026. This piece sets out what has moved, what lenders are now asking that they did not ask a year ago, and how the planning status of a property increasingly affects the terms available.